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The latest mortgage news, market insights, and money-saving tips for UK homeowners.

The True Cost of Renting vs Buying in 2026

Is it cheaper to rent or buy? The answer isn't as straightforward as you might think. Here's an honest look at the real costs of both options in...

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Bank of England Base Rate 2026: What It Means for Your Mortgage

The base rate directly affects what you pay on your mortgage. Here's what the latest decisions mean for homeowners and what you can do to protect...

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Green Mortgages: What Are They and Could You Save Money?

Green mortgages offer better rates for energy-efficient homes. Here's what they are, how they work, and whether your home could qualify.

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Is Now a Good Time to Remortgage? March 2026 Market Update

With mortgage rates shifting and the economic outlook evolving, here's our honest assessment of the remortgage market right now and what it means for...

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What Happens to Your Mortgage If Interest Rates Rise?

Interest rate rises are a common worry for homeowners. Here's a clear explanation of how they affect your mortgage — and what you can do about it.

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How to Get a Mortgage When You're Self-Employed

Self-employed and worried about getting a mortgage? It's more straightforward than you might think — if you know what lenders are looking for.

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EPC Ratings: How Energy Efficiency Affects Your Mortgage

Your home's energy performance certificate is starting to influence your mortgage options. Here's why EPC ratings matter and what you can do about it.

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How Much Deposit Do You Need for a Mortgage in 2026?

Your deposit is one of the biggest factors in what mortgage deal you can get. Here's what you need to know about deposit requirements in the current...

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Shared Ownership Explained: How Does the Mortgage Work?

Shared ownership lets you buy a share of a home and pay rent on the rest. Here's how the mortgage side works and what you need to consider.

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Stamp Duty Changes 2025: What Homeowners Need to Know

The stamp duty thresholds changed in April 2025. Here's what that means for you — whether you're buying, moving, or thinking about your next mortgage.

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